Dobrodošli to Montenegro

Montenegro is a moderately sized country in the Balkans with access to the sea and an almost 300-kilometer long coastline. There are warm beaches with transparent water, soaring mountains, 4 UNESCO World Heritage sites, and Montenegro’s very own version of the Grand Canyon around the Tara River.

It’s a great place for those who want to take a break from the never-ending commotion of the big cosmopolitan cities.


There are 4 climatic zones, so you can start your summer day by drinking cocktails on the well-heated sea coast and then travel to a mountainous region to enjoy a skiing session in the evening.

Sports & Activities

Boat tours, rowing and kayaking sessions, tandem paragliding, deep-sea fishing and sailing the tides — bay activities are extremely varied and popular. And don’t forget about the hiking.


Some picturesque towns to live in are Kotor, Tivat, Herceg Novi and Risan, located near the Bay of Kotor, the deepest fjord of Southern Europe and a place of astonishing beauty.

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Key facts

The name Montenegro, or “Crna Gora” in the local language, literally means “Black Mountain”. The country is relatively young — it became a sovereign state in 2006.

The area of Montenegro is 13.8 thousand square kilometers. More than 40% of the territory is occupied by forests.





Orthodox Christianity

Dominant religion


Official language

Euro / EUR




Social Security tax


Income tax

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Consultation on opening a bank account.

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The history of the people inhabiting present-day Montenegro goes back to the times of Ancient Greece. The food tradition is influenced by the Italian, Turkish, Levantine, Hungarian, and Croatian cuisines.

In daily life, Montenegrins adhere to the “polako”-lifestyle, which literally means “slow” — they are relaxed and in no hurry. Montenegro laziness championships are held every year. Participants lie down on a blanket — the rules allow them to sleep, read, eat, and take a bathroom break once in every 8 hours. The winner is the one who holds out longer.

Climate and nature

Because of the altitude difference, the climate varies significantly throughout the country. There is the coastal zone on the Adriatic coast with Mediterranean climate, the mountain zone in the middle of the country with sub-alpine climate, and the continental zone with the warmest weather which also includes Podgorica, the capital of the country.


Average summer temperature


Average winter temperature


Average № of clear days per year

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State medicine in Montenegro is free. Foreigners need a residence permit and a medical card to receive treatment. If you plan to stay in Montenegro, get a long-term medical insurance. It can be provided by UNIQA — a large insurance company dominating the local market. The cost depends on the number of services included.

There is no free ambulance in Montenegro. You can only call a doctor from a private hospital.

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Private health insurance is provided to employees.



Preschool education is divided into nurseries for one-year-olds and above and kindergartens for kids aged 3 to 6. Parents are free to choose from the list of nurseries and kindergartens in their place of residence.

Public preschool facilities are financed by the state for the most part, but parents still have to pay a certain tuition fee. At kindergarten, children play with each other, connect with nature and perform creative tasks. Writing, reading and counting are introduced later at school.


Public schools are available for both locals and foreign immigrants. The language of tuition is Montenegrin. There are also international schools offering tuition in English or Russian. The British International School in Tivat trains students for Cambridge exams.

Special relocation program supported by EPAM

Vast library of in-house e-learning solutions, courses, and trainings. EPAM provides an opportunity to participate in the eKids program and assistance with school education for employees’ children.

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Top cities for relocation

Key facts

Herceg Novi is located at the foot of Mount Orjen, on the shores of the Bay of Kotor — a UNESCO World Heritage site. The city is known for its spas, healing sea mud, and mineral water springs.




Quality of Life Index


Safety Index


Crime Index


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Health Care Index

Cost of living

Monthly expenses estimate

Single person (rent excluded)

$ 488.30

Family of four (rent excluded)

$ 1,703.40


Monthly food expenses per person (average)

$ 170.72

Rental cost per month

Apartment in the city center (1 bedroom)

$ 435.00

Apartment in the city center (3 bedrooms)

$ 597.06

Utilities (monthly)

Basic (electricity, heating, cooling, water, garbage) for 85m2 apartment

$ 81.18


$ 25.84


Preschool or kindergarten (private, full-day, per child per month)

$ 174.00

International primary school (per child per year)

$ 6,345.87


Meal, inexpensive restaurant

$ 8.19

Meal for 2 people, mid-range restaurant, three-course

$ 28.15


One-way ticket (local transport)

$ 1.02

Monthly pass (regular price)

$ 30.71

Taxi 1km (normal tariff)

$ 0.92

Gasoline (1 liter)

$ 1.57

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The main form of public transport is the bus, which is also the only way to reach the city apart from cars. From the bus station in the center of the city you can take a trip down the Adriatic coast or to other Montenegrin cities.


Mediterranean climate: warm dry summers lasting from June to September and mild rainy winters. The weather is rather warm throughout the year thanks to the town’s southern location, sea proximity, and mountain shield which stops the cold air.


Average summer temperature


Average winter temperature


Average № of clear days per year